 Daniel
J. Pederson, a nationally recognized expert in U.S.
Savings Bonds, has worked closely with thousands of bond
owners and financial professionals over the last twelve
years. His experience with savings bonds began at the
Federal Reserve Bank of Chicago-Detroit Branch where he
was a supervisor of the Savings Bond Division from May of
1986 to March of 1990. In 1990 he left to form The Savings
Bond Informer, Inc., a fee-based service that provides
written statements of individual bond holdings.
It was the many calls from
frustrated bond owners all over the country that prompted
Dan to write the book, Savings
Bonds: When to Hold, When to Fold and Everything
In-between, "Tell Me.... Help me....
How do I...? When does this happen? How does that work?
Does it matter if I...? Which form should I use to...? Doesn't
anybody know anything about U.S. Savings Bonds? It seems
like I have called all over and every person gives me a
different answer!"
His research revealed that
organizations that are perceived to be knowledgeable about
savings bonds are often one of the greatest sources of
misinformation. As a result, bond owners consistently make
costly mistakes. Investors collectively forfeit $150
million annually by cashing at the wrong time and
currently hold more than $5.3 billion of bonds that have
stopped earning interest. The need for a guide was clear.
In addition to distributing
valuable information as a guest on numerous radio shows,
he has been quoted in national publications such as the
following:
| The
Washington Post |
| New
York Times |
| Wall
Street Journal |
| Newsweek |
| USA
Today |
| Financial
Planning News |
| LA
Times |
| Chicago
Tribune |
| Kiplinger's
Personal Finance Magazine |
| Bottom
Line Personal |
| Modern
Maturity |
| Money
Magazine |
| Ladies
Home Journal |
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TV
appearances include CBS, PBS, FOX, CNN, CNBC, and
the Wall Street Journal Report.
Pederson conducts
educational seminars on savings bonds for banks,
financial professionals, corporations, and
retirement groups throughout the United States. He
has served as an instructor for the American
Institute of Banking and Cannon Financial
Institute. He holds a M.B.A. from Wayne State
University and a B.S. from Taylor University.
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