An estimated 80 percent of US citizens are struggling with overwhelming debt. There are many types of debt, but credit card bills and medical expenses top the list. For many people, filing for bankruptcy is possibly the best way to…
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Hedge funds aggregate money from investors and put it into investments in the hopes of making a profit. Hedge funds have a similar appearance to mutual funds, although they are not as regulated. Hedge funds use several different investment strategies. Short-selling,…
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A nominal interest rate is an interest rate which is normally quoted on loans and bonds, before adjusting for the inflation rate. Nominal interest rate is also referred to as stated interest rate because it works as simple interest with…
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When it comes to bonds versus treasury bills, you may not be aware that they are financial instruments used in the market to generate additional income or gain. The best part is the United States government backs them both. Treasury bonds…
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Bonds can be a good and safe investment for you if you are uncomfortable with more risky investments such as stocks or real estate. If you’re looking to earn passive income to supplement your salary or save money for retirement, owning…
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Strata Trust Company was founded in Austin, Texas in the year 2008 as an extension organization of its owners, Horizon Bank, SSB, with its original name being Self Directed IRA Services, Inc. After rebranding and becoming the company we now…
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As the cryptocurrency business is snowballing, there is an exponential value increase in some assets, the non-fungible tokens, NFTs being one of these assets. Although NFTs have been around for a couple of years, they only gained popularity at the…
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Cryptocurrency, also popularly known as crypto, is essentially a digital form of currency that one can utilize in buying services or goods. Cryptocurrency uses an online ledger that has powerful cryptography, which makes it safe to carry online transactions. Cryptocurrencies…
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Back in 2012, the Jumpstart Our Business Startups Act (JOBS) allowed for the exchange of equity for early investments. This was referred to as “equity crowdfunding” and was the starting platform for real estate crowdfunding. Even though the original intent of…
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You are most likely excited when you redecorate your home or plan an amazing vacation. Unfortunately, finding the ideal personal loan is not something you want to spend a lot of your valuable time researching. Spending time on research can be…
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