Best Gold IRA Companies

The volatility of the stock market is all too clear these days. One day the values are soaring, while the next they’re dipping down low. Having some money invested in stocks and bonds is a good idea; however, you don’t want all of your money invested into the stock market.

Consider this: if the stock market were to crash or take a downward spiral when you retire, would you have enough money to enjoy retirement as you plan to? Would you be forced back into the workforce to make ends meet?

Luckily, diversifying your portfolio by investing in gold, silver, and other precious metals is the ideal way to protect yourself against an unreliable stock market. Gold IRAs are a type of self-directed IRA. You can rollover an existing IRA into a gold IRA, or set up a new one through a Gold IRA company.

Keep reading to learn more about five of the best Gold IRA companies to help you decide which is the best option for diversifying your portfolio and setting yourself up for future financial success. We’ll share information about the history of each company, the precious metals they offer to their investments, and other important information you’d want to learn before choosing a company to give your business to.

Gold IRA Company Reviews

Goldco

9.9

Augusta Precious Metals

9.7

Birch Gold Group

9.4

Regal Assets

9.2

Noble Gold

9.1

#1 Goldco

Goldco is a top choice to consider when you’re looking for the best IRA company. The company was founded in 2006 and has since earned a solid reputation in the Gold investment business. They have an A+ rating from the Better Business Bureau, a Triple A rating from the Business Consumer Alliance, and numerous positive reviews from customers.

One of the top services offered by Goldco is helping their customers set up a new Precious Metals IRA or rolling over an existing retirement plan into an IRA. The decision to create or rollover an IRA with Goldco will surely be one that you are pleased with for years to come. Setting up a Precious Metals, or Gold, IRA will help ensure you are protected against stock market crashes or falling economies; you won’t need to worry about losing all of your wealth if some of your money is invested in gold.

Goldco offers both Gold and Silver IRAs. Gold and Silver IRAs are very similar to a traditional IRA in that they offer tax benefits and allow individuals to build wealth and prepare for their retirement. The main difference, however, is that instead of being required to invest in stocks, you can invest in gold and silver coins and bars.

Goldco’s website offers a simple application form that individuals can fill out to start the process of creating an IRA or rolling over an existing account. You’ll just need to indicate how you’re funding the account, and a member of Goldco’s team will work with you to get the money transferred to your new account.

After the money has been transferred to your IRA account with Goldco, you can select the gold and silver coins and bars to add to it. If you are unsure which options make the most sense for you to invest in, don’t hesitate to ask questions. The precious metals experts on Goldco’s team will be happy to offer advice or information to help you make the right financial decision.

Due to IRS regulations, not all gold or silver pieces may be held in an IRA. Gold coins and bars are required to be at least 99.5% pure, and silver coins and bars must be at least 99.9% pure.

There are a wide variety of IRS-approved gold and silver coins and bars offered by Goldco, so you should have no trouble selecting an array of precious metals to fill your new IRA. Some of the available include:

Gold

Gold American Eagle Proof
Gold American Bald Eagle Coin
Gold American Eagle Coin
Gold Buffalo Coin
Gold Lucky Dragon Coin
Gold Australian Saltwater Crocodile Coin
Gold Maple Leaf Coin
Royal Mint Gold Lunar Series: 2016-Year of the Monkey Coin
Royal Mint Gold Lunar Series: 2017-Year of the Rooster Coin
Royal Mint Gold Lunar Series: 2018-Year of the Dog Coin
Royal Mint Gold Lunar Series: 2019-Year of the Pig Coin
Numerous PAMP Suisse and Perth Mint gold bars of various sizes

Silver

Silver American Bald Eagle Coin
Silver American Eagle Coin
Silver American Eagle Proof Coin
Silver Lucky Dragon Coin
Silver Australian Saltwater Crocodile Coin
Silver Maple Leaf Coin
Silver World War I Coin
Silver WWII Victory Coin
Royal Mint Silver Britannia Lunar Series: 2015-Year of the Ram Coin
Royal Mint Silver Britannia Lunar Series: 2016-Year of the Monkey Coin
Royal Mint Silver Britannia Lunar Series: 2017-Year of the Rooster Coin
Royal Mint Silver Britannia Lunar Series: 2018-Year of the Dog Coin
Royal Mint Silver Britannia Lunar Series: 2019-Year of the Pig Coin

Goldco offers a free self-directed IRA investment guide, if you’d like to learn more about setting up a Gold IRA. You can request your free guide though the website.

PROS

You can diversify your portfolio by setting up a Gold or Silver IRA with Goldco.
Goldco is a trusted company in the gold investment industry.
You’ll receive expert advice and assistance from the members of Goldco’s team.

CONS

Goldco does not offer platinum or palladium coins or bars.

#2 Augusta Precious Metals

Since the company was first started in 2012, Augusta Precious Metals has developed a highly trusted reputation in the gold investment industry. The company offers an experienced and knowledgeable team to work with their customers, answer questions, and offer investment advice to help each client grow their wealth. In fact, you’ll find that 95% of the legwork is done for you, which means less for you to worry about.

Augusta Precious metals is highly rated by their customers if you visit Facebook, Google, or other review sites. They have also earned an A+ rating from the Better Business Bureau, a Triple A rating from the Business Consumer Alliance, and TrustLink’s highest rating.

One of the things that Augusta Precious Metals offers is helping their customers set up a new Gold IRA or rolling over an existing Gold IRA. Choosing to work with Augusta Precious Metals to create a Gold IRA will offer you financial protection and stability against future stock market drops.

Augusta Precious Metals has partnered with Gold and Silver IRA custodian companies, such as Equity Trust, Kingdom Trust, and GoldStar Trust Company to work with their clients to set up a Gold IRA and determine if an existing retirement account is eligible for a rollover.

After you’ve worked with the IRA custodian and have set up the funding for your account, you’ll be able to choose the IRA-eligible gold or silver coins and bars you’d like to add to your account. Per IRS regulations, gold coins must be at least 99.5% pure, and silver coins must be at least 99.9% pure.

Augusta Precious Metals’ selection of IRA eligible coins includes:

Gold American Eagle Proofs
Gold American Eagle Coins
Gold American Buffalo Coins
Gold Canadian Eagle Coins
Gold Canadian Maple Leaf Coins
Silver Canadian Eagle with Nest Coins
Silver Canadian Soaring Eagle Coins
Silver Canadian Maple Leaf Coins
Silver American Eagle Coins

Augusta Precious Metals offers numerous secure storage option for their clients. The IRS regulations state that precious metals for Gold IRAs must be stored in IRS-approved facilities.

Augusta Precious Metals uses locations across the county to give their clients plenty of options. Each storage facility, regardless of its location, offers exception security and full insurance for the value of your account. Some of the storage locations include: New York, New York, Los Angeles, California, Wilmington, Delaware, Salt Lake City, Utah, South Fargo, North Dakota, and Bridgewater, Massachusetts.

With Augusta Precious Metals, you can also decide to purchase gold or silver for a personal investment. They offer a large selection of gold bullion, premium gold, silver bullion, and premium silver that you can have shipped directly to your door.

PROS

Shipping and shipping insurance are included with each order.
They offer numerous storage locations across the country.
They have simplified the process of rolling over an IRA to help their clients.

CONS

Only gold and silver coins and bars are offered; you can’t invest in platinum or palladium.

#3. Birch Gold Group

The Birch Gold Group team is made up of experienced professionals coming from high profile companies such as Citigroup and IBM. Each member of the team is knowledgeable and ready to help their clients make sound investment decisions. They are always available and willing to address any questions or concerns to make sure each individual is confident about the investment path they are on.

Birch Gold Group has earned high reviews from their customers. They also have an A+ rating from the Better Business Bureau and a AAA rating from the Business Consumer Alliance. Individuals should feel very confident trusting Birch Gold Group with their business.

Setting up new Precious Metals IRAs or helping individuals transfer or rollover existing retirement accounts into a Precious Metals IRA are some of the things that Birch Gold Group specializes in. If you’re interested in setting up or rolling over an IRA, just visit the website to initiate the process and connect with a specialist from Birch Gold Group. The first thing you’ll need to take care of is funding the account.

If you’re setting up a new account using your personal funds, you’ll be able to wire them to Birch Gold Group. If you’re rolling over an existing account, you’ll need to work with a Precious Metals IRA custodian. Birch Gold Group works with Equity Trust and STRATA Trust, two custodian companies that have an A+ rating from the Better Business Bureau.

Once the funds have been transferred to Birch Gold Group, it will be time to choose the precious metals you’d like to hold in your account. They offer a wide selection of gold, silver, platinum, and palladium coins and bars for individuals to choose from. Remember that IRS regulations state that in order to be held in an IRA, gold must be at least 99.5% pure, silver must be at least 99.9% pure, palladium must be at least 99.95% pure, and platinum must be at least 99.95% pure.

Below are some of Birch Gold Group’s IRA-approved coins and bars you can choose from:

Gold

American Buffalo Coin
American Gold Eagle (bullion)