PSG Gold & Coin Review

PSG Gold & Coin Review

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Investing in precious metals has become increasingly popular for individuals looking to diversify their portfolios. PSG Gold & Coin is a well-established precious metals dealer operating for many years.

This review will explore the company's products and services, advantages and disadvantages and offerings for precious metals IRA investors.

  • Product: Precious Metals
  • Owner: Eve Ratkovich
  • Overall Rating: 4.3/5

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>> Click Here To See Our Top 5 Recommended Precious Metals Investment Companies <<

Currently our #1 recommendation is offering up to $10,000 in free silver!

About PSG Gold & Coin

PSG Gold & Coin Review

PGS Gold & Coin is a well-established precious metals dealer serving clients since 2008. The company has its headquarters in Palatine, Illinois, but it also operates other offices in Wheaton and Schaumburg, Illinois.

PGS Gold & Coin is owned by Eve Ratkovich, an expert in the precious metals industry with over 30 years of experience. Eve has played an essential role in shaping the company's policies and strategies, ensuring it maintains a good reputation in the market.

PGS Gold & Coin is committed to providing quality services to its customers. The company has an A+ rating with the Better Business Bureau (BBB) and the BBB accredits it. This accreditation is a testament to the company's commitment to providing excellent customer service, transparency and ethical business practices.

PGS Gold & Coin also holds memberships with various professional associations in the precious metals industry, including the American Numismatic Association (ANA) and the Professional Coin Grading Service (PCGS).

In addition to its physical locations, PGS Gold & Coin has an online store where customers can purchase precious metals and other collectibles. The online store is user-friendly and easy to navigate, making it convenient for customers to browse and buy products from the comfort of their homes.

PSG Gold & Coin Products and Services

PSG Gold & Coin Review

PSG Gold & Coin offers a wide range of precious metals products and services to cater to the needs of its clients. The company provides its customers with gold, silver, platinum and palladium bullion coins and bars from reputable mints worldwide. PSG Gold & Coin also offers rare coins, numismatics and paper currency for collectors.

One of the unique services PSG Gold & Coin provides is its expertise in appraisals. The company offers appraisal services for various items such as precious metals, diamonds, jewelry and watches. It also includes estate planning and liquidation services for its clients. PSG Gold & Coin is committed to providing accurate appraisals and fair market valuations to its customers.

PSG Gold & Coin also offers precious metals IRA services to its clients, which include opening and managing precious metals IRAs. It partners with STRATA Trust Company, one of the most trusted IRA custodians in the market, to offer a selection of precious metals IRAs.

The company helps clients invest in precious metals and secure their retirement funds by providing a self-directed IRA to purchase and store physical precious metals. PSG Gold & Coin ensures its clients meet all the legal requirements and regulations to maintain the precious metals IRA.

Moreover, the company provides a buyback program where customers can sell their precious metals back to PSG Gold & Coin at competitive market prices. This program ensures clients can liquidate their investments whenever necessary and receive fair asset value.


The company has a unique pricing system that is based on a fixed fee for the services that it offers. If you want to sell your gold coins or any other precious metal, you will be charged a fee based on the coins' weight and purity. The best part about this pricing system is that the fee is a flat rate disclosed upfront, so you know exactly what you will pay.

One of the most significant benefits of working with PGS Gold & Coin is that the company provides detailed pricing information for the metals it offers. This information is updated regularly to reflect the current market prices for gold, silver, platinum and other metals.

This means you can be confident that you are getting a fair price for your precious metals. Whether you are buying or selling, PGS Gold & Coin's website provides all the information you need to make an informed decision.

When you work with PGS Gold & Coin, you can be sure that you are dealing with a reputable company with a strong track record of providing excellent services to its clients.

The company's pricing system is transparent and straightforward, making it easy for you to understand exactly what you will be paying for the services you receive. Additionally, the company's website is easy to navigate and the information provided is clear and concise.

Customer Service

PSG Gold & Coin Review

PSG Gold & Coin prides itself on providing excellent customer service to its clients. The company's team comprises experienced and knowledgeable professionals who are always available to assist customers with any questions regarding their transactions.

PSG Gold & Coin offers various ways for customers to contact them, including phone, email and in-person visits to their stores. Their team is friendly and accommodating, striving to create a welcoming environment for their customers.

The company's website is also user-friendly, with a comprehensive FAQ section that provides customers with detailed information about their products and services. Additionally, the website has a live chat feature that enables customers to contact the company's representatives quickly and easily.

PSG Gold & Coin also value transparency in its dealings with customers. They provide customers with a detailed breakdown of their pricing, including their buy and sell prices for different metals, ensuring that customers are fully aware of what they're paying for.

Pros & Cons of PSG Gold & Coin


Here are some benefits of PSG Gold & Coin:

  • Experienced and knowledgeable staff: PSG Gold & Coin has a team of highly trained and experienced professionals who are well-versed in the precious metals industry. This ensures clients receive expert advice and guidance on investing in precious metals.
  • Wide variety of products: The company offers a broad range of precious metal products, including gold, silver, platinum and palladium coins and bullion, as well as jewelry. This ensures that clients have diverse options when investing in precious metals.
  • Precious metals IRA services: PSG Gold & Coin offers services related to precious metals IRA accounts such as setting up accounts, rolling over existing accounts and transferring funds. This provides clients an efficient and hassle-free way to invest in precious metals through their retirement accounts.
  • Transparent pricing: PSG Gold & Coin offers transparent pricing for their products and services, ensuring that clients understand the costs associated with their investments. This helps clients make informed investment decisions.
  • Excellent customer service: PSG Gold & Coin is known for its exceptional customer service, with a team of friendly and helpful professionals who are always ready to assist clients. This ensures that clients have a positive experience when dealing with the company.


Though PSG Gold & Coin provides excellent customer service and a broad range of convenient services, there are some disadvantages to consider before choosing them.

  • Limited availability regarding physical locations: PSG Gold & Coin only has three physical locations in Illinois, which may not be accessible to customers outside the state.
  • A limited selection of products: While PSG Gold & Coin offers a range of precious metals products, their choice is limited compared to some other larger precious metals dealers.
  • Limited online presence: PSG Gold & Coin's online presence is limited, with an essential website and minimal social media activity. This may make it difficult for customers to research and compare products and prices.

Understanding Precious Metals IRA?

PSG Gold & Coin Review

A precious metals IRA is a retirement account that can help investors accumulate significant amounts of gold, silver, platinum or palladium. These metals are considered valuable assets that cost hundreds of times more than the metals' market value, but they are still worth maintaining in an IRA.

On its website, PGS Gold & Coin explains the benefits of precious metals IRAs.

  • Tax benefits: One of the primary benefits of investing in a precious metals IRA is that it provides investors with tax benefits. The IRS allows all types of IRA investments to grow tax-free, meaning that all the profits from your investments will be tax-free.
  • Diversification: Precious metals IRAs are a good way to diversify your investments and balance out your portfolio, which can help you gain more profit for retirement. Also, because precious metals are precious, they may help you meet your financial goals.
  • Inflation hedge: Precious metals are valued more than their market value due to demand. This means that you will have more of a chance of gaining profit if you invest in precious metals compared to your investments in the stock market, which is currently facing issues with rising inflation.
  • Growth potential: Because precious metals are so valuable, they may provide an excellent way to save for the future, especially since they have an inflation hedge.
  • Lack of physical location restrictions: Thanks to the flexibility of precious metals IRAs, they have no physical location restrictions, allowing investors to invest in their IRA with any precious metals dealer that accepts IRA accounts.
  • Protection against market turmoil: No matter what kind of turmoil the stock market may face, precious metals will continue gaining value and provide a way for investors to save for the future.
  • Estate planning: Precious metals are often a great way to protect and provide for your loved ones during your death. People can leave their precious metals to others in their wills through a bequest or create trusts that allow them to pass on the benefits of owning precious metals without transferring ownership of the metal itself. Also, specific tax laws may help reduce estate taxes if someone inherits valuable property such as precious metal coins or bars.

Types of Precious Metals IRA Accounts

Three main types of IRA accounts can be used for investing in precious metals.

Traditional IRA

PSG Gold & Coin Review

Traditional IRAs are one of the most common retirement accounts in the United States. They are funded using pre-tax contributions made by the account holder out of their annual income. Any investment gains and capital gains an investor makes are tax-deferred, meaning they are not taxed until withdrawn.

Roth IRA

Roth IRAs were introduced in 1997 to provide investors with an alternative to traditional IRAs and many people prefer them over traditional IRAs due to their valuable tax benefits.

All contributions to Roth IRAs are made with after-tax money, but all investment gains and capital gains made within the account are tax-free once the investments are withdrawn.


The small business pension IRA is a type of retirement account that allows employees to contribute a portion of their income from their employer to an IRA. It's especially useful for small businesses since it can double as a retirement plan for the business owner and their employees.

To open a SEP IRA account, you will need approval from your employer and the IRS. It may also require some additional paperwork with your accountant or tax preparer.

Precious Metals IRA Funding Methods

When you open a precious metals IRA, you must first select a funding method. Here are three of the most common methods and examples of how they work.

Cash Contribution

PSG Gold & Coin Review

This funding method involves depositing cash into a precious metals IRA account. You can contribute up to the annual limit set by the IRS, which varies depending on your age and income level.

For 2023, the maximum contribution for those under 50 is $6,500, while those 50 and older can contribute up to $7,500. When making a cash contribution, it is vital to ensure that the funds come from a non-retirement account such as a savings or checking account.

IRA Transfer

An IRA transfer is when you move funds from an existing IRA account to a precious metals IRA account. The transfer process involves filling out paperwork with the current and new IRA custodians.

There is no limit on how much you can transfer and the funds are typically transferred directly from one custodian to another. This means you will not receive a check to deposit and the funds will not be taxed or penalized.


A rollover involves moving funds from a 401(k) or other qualified retirement plans into a precious metals IRA account. Like an IRA transfer, the rollover process involves filling out paperwork with the current and new plan custodians.

There is also no limit on how much you can roll over and the funds are typically transferred directly to the new custodian. If you receive a check from your previous plan custodian, you must deposit the funds into the precious metals IRA account within 60 days to avoid taxes and penalties.

Getting Started With Precious Metals IRA

Getting started with a precious metals IRA involves several steps.

Research and Select a Custodian

PSG Gold & Coin Review

The first step to opening a precious metals IRA is researching and selecting a reputable custodian. A custodian is a financial institution that holds and manages your assets. It is crucial to choose a custodian that is experienced in handling precious metals IRA accounts.

Open an Account

Once you have selected a custodian, you will need to open an account. You will need to fill out an application form and provide the necessary documentation. The custodian will require you to provide personal information such as your name, address, social security number and other identifying information.

Fund the Account

After you have opened your precious metals IRA account, you will need to fund it. Different funding options include cash contributions, IRA transfers and rollovers. You will need to choose the funding option that is best for your financial situation.

Choose Precious Metals

Once your account is funded, you will need to choose the type of precious metals you want to invest in. The IRS has strict rules on the types of precious metals allowed in a precious metals IRA. Gold, silver, platinum and palladium are the most common precious metals.

Purchase Precious Metals

After you have chosen the type of precious metals you want to invest in, you will need to purchase them. Your custodian will facilitate the purchase of the precious metals on your behalf. The precious metals will be stored in a secure location designated by the custodian.

Monitor Your Investments

It is essential to monitor your precious metals IRA investments regularly. This will allow you to track the performance of your investments and make informed decisions about your portfolio. Your custodian will provide periodic statements to help you monitor your investments.

Final Thoughts

PSG Gold & Coin is accredited by the Better Business Bureau (BBB), a reliable and trusted source for verifying the legitimacy of a business. Additionally, the company offers good customer service, which is crucial when handling valuable assets such as precious metals and investments.

However, while PSG Gold & Coin meets the minimum requirements for credibility and customer service, it needs to catch up regarding product selection and overall services.

Other highly recommended companies in the market offer a wider range of products, including rare coins and better services such as educational resources and investment advice. These companies also have a proven track record of delivering exceptional results to their clients.

If you are looking to invest, don't forget to checkout our highest recommended companies!

>> Click Here To See Our Top 5 Recommended Precious Metals Investment Companies <<

Currently our #1 recommendation is offering up to $10,000 in free silver!

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