- 24 Apr 2021
- Bonds
- Precious Metals
- Comments: 0
Disclaimer: Many or all of the companies listed here may provide compensation to us. This is how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear below.
Do you ever look at your investment portfolio and wonder what would happen to your wealth if the stock market were to crash? Financial experts recommend diversifying your portfolio for this very reason. When some of your money is held in different assets, you're more protected against large fluctuations in the volatile stock market.
Investing in precious metals, such as gold and silver, is one of the best ways to diversify your portfolio. They offer a stable and reliable investment opportunity to deliver the diversification and protection you'll want in order to prepare for a financially secure future.
Choosing the right gold investment company to work with, however, is essential if you're looking to diversify your portfolio. Whether you simply want to purchase a few gold coins to hold in a home safe or are looking to set up or rollover a retirement plan into a Gold IRA, you want an experienced company who is working with your best interests in mind.
Birch Gold Group is a top gold investment company that you may have heard about. In the next few sections, we'll outline more about the company, the investment opportunities they offer, and other key information that will help you decide if they offer the services and experience you seek.
Important to mention before we go more in depth with this review!
We know that picking a company to invest with is an important financial decision and we pride ourselves on providing accurate and reliable information! With our extensive research, we have compiled a list of our 5 highest recommended companies for this year!
==> See our #1 recommended company for investing in precious metals here
==> See our full list of the top 5 precious metals investment companies here (for IRAs AND non IRAs)
See if Birch Gold Group made it on our list this year!
Why Invest with Birch Gold Group?
The Birch Gold Group quickly became a trusted name in the gold investment industry shortly after it was started in 2003. With their headquarters in Burbank, California, The Birch Gold Group is one of the nation's top precious metals dealers.
Birch Gold Group offers an experienced and knowledgeable team or precious metals and investment experts who are ready to work closely with each client. They work hard to make sure each client receives the answers and attention they need in order to make the best financial decisions possible. Should you have questions at any point along your investment journey, reach out to a member of the team; they are always willing and ready to help.
Birch Gold Group has a good reputation and is worthy of your confidence. In addition to the reviews from highly satisfied customers that you can read by visiting a review site, they also have an A+ rating from the Better Business Bureau. The Business Consumer Alliance has also awarded Birch Gold Group a Triple A rating.
Birch Gold Group's website outline the standards they have developed for the company. These include: customer empowerment, education, empathy, ethics, transparency, and efficiency.
Birch Gold Group's team members are regular guests on the Ben Shapiro Show, a political podcast. The show and listeners value the insights the members of the team are able to provide about investing in precious metals and making sound financial decisions.
Reasons to Invest in Precious Metals
Investing in precious metals is one of the best financial decisions you can make. First, gold, silver, and other precious metals are highly sought after. People all around the world desire these precious metals for jewelry, silverware, and numerous other uses.
Technological advancements have also relied on precious metals, particularly silver, which just works to keep the demand steady. With all signs pointing to future technological advancements, it is logical to reason that precious metals will continue to remain in high demand for years to come.
When you invest in precious metals, it helps protect you against a decrease in the value of the US dollar. Unlike stocks and other investments, precious metals are directly tied to anyone currency, which means your wealth will be protected if the US dollar or economy crash or fall from their current levels.
One of the top reasons to invest in precious metals is that they can help diversify your portfolio. Diversification is essential. If all of your money is held in the stock market, you will be extremely hard hit in the event of a market crash.
Picture yourself weeks away from being ready to retire and begin enjoy your savings and hard work. How would your situation and financial outlook change if the market crashed and wiped out a huge percentage of your investments? Would you still be able to retire as normal, or would you be forced back into the workforce?
However, if you have some of your money invested in precious metals, a downturn in the stock market won't have the same impact on your outlook. Rather, with some money invested in precious metals, the money you have in the stock market won't be your only source of wealth and funding for your retirement.
Another huge reason to consider investing in precious metals is that you'll have no trouble selling them for cash when you are ready to retire and need access to your fund. Precious Metals are easy to liquidate because they are so highly sought-after. Once you want or need access to the cash, finding a buyer should be no problem. This differs greatly from some other investment options, such as real estate, where it could take weeks or longer to get cash from your investment.
Setting Up a Precious Metals IRA
Birch Gold Group has a ton of experience helping their clients set up Gold or Silver IRAs. Gold and Silver IRAs, also called Precious Metals IRAs, are one form of a self-directed IRA. With a self-directed IRA, you are able to hold alternative assets, such as precious metals, rather than the stocks and bonds that are held in a traditional IRA.
A Precious Metals IRA is the perfect way to enjoy the tax benefits associated with retirement savings plans while also diversifying your portfolio to protect yourself against stock market volatility. Birch Gold Group want the process of setting up a Gold IRA to be as easy as possible. They offer services to help clients set up a new Precious Metals IRA or rollover an existing retirement account into an IRA.
Because rules and regulations surrounding rolling over or transferring existing retirement plans may be confusing to understand, if you have questions about whether your current plan is eligible for a rollover, simply ask a member of the Birch Gold Group team. Many 401(k)s, 403(b)s, 457s, TSPs, traditional IRAs, Roth IRAs, SEP IRAs, and SIMPLE IRAs will be eligible for a rollover.
Once you've determined that your current account is eligible for a rollover or have decided that you want to open a new Gold IRA, use the forms on Birch Gold Group's website to set up to have the funds transferred. If you're rolling over an existing retirement account, you'll work with an IRA custodian to help you complete the process and avoid any penalties from the IRS. Birch Gold works with Equity Trust, STRATA Trust and other custodian companies that have an A+ rating from the Better Business Bureau.
After the funding for your new account has arrived to Birch Gold Group, you can choose which gold, silver, platinum, or palladium coins and bars you'd like to add to your account. This can be a tough decision for some people, and you may feel like you need advice regarding which pieces are best to invest in; simply ask the specialist form Birch Gold Group, and they can help you make the best decisions for your specific needs and goals.
Coins and Bars for IRAs
The United States tax code and IRS regulations detail specific criteria that precious metals must meet in order to be held in a self-directed IRA. Gold bars and coins must have a minimum purity level of 99.5%, silver coins and bars must have a minimum purity level of 99.9%, and platinum and palladium coins and bars must have a minimum purity level of 99.95%.
Birch Gold Group offers a wide selection of gold, silver, platinum, and palladium coins and bars that meet these stringent regulations. They include:
Gold
Silver
Platinum
Palladium
Gold IRA Storage
Safe and secure storage is always a high priority for individuals who invest in gold. With a Precious Metals IRA, IRS regulations prohibit individuals from taking possession of their investments until they meet the required retirement age of at least 59 ½ years old. Rather, the IRS regulations state that gold, silver, platinum, and palladium coins and bars must be held in an IRS-approved depository.
Birch Gold Group offers two different storage facilities that are on this IRS-approved list. Your custodian will help you select which facility is best for you. The two approved facilities include the Delaware Depository and Brink's Global Services.
The Delaware Depository offers $1 billion in insurance for all precious metals store there. The Delaware Depository is widely recognized as one of the most secure storage facilities for IRA precious metals. They have numerous security protocols in place to ensure your precious metals remain secure including segregated storage, background checks, bulletproof walls, and other advanced technologies.
When you store your precious metals in the Delaware Depository, the shipment transporting your goods to the depository will include $100,000 in insurance. Once your precious metals arrive at the Delaware Depository, trained employees will inspect the coins and bars in the shipment to verify their purity levels and offer you confidence in the value of your holdings.
While it is called the Delaware Depository, there are actually two different location options to choose from. The first is in Wilmington, Delaware, and the second is in Seal Beach, California.
The Birch Gold Group also offers their clients the option to have their precious metals stored with Brink's Global Services. You've likely heard of Brink's before or seen their armored vehicles around town; they are well-known for their high security measures and ability to keep valuables safe.
In addition to their armored transport vehicles, Brink's Global Services also offers over a thousand secure storage locations around the world. They are so highly secure that they are often chosen by banks, jewelers, and even governments to keep valuables safe.
Brink's Global Services fully insures precious metals during shipment and storage. If anything happens to your precious metals as they are being transported or while they are in storage, Brink's will take responsibility and cover the costs.
Precious Metals for Purchase
Setting up a Precious Metals IRA is just one way to diversify your portfolio by investing in precious metals. In addition, or instead of, setting up a Gold IRA, you can also choose to make a personal investment in precious metals.
This can deliver the same benefits of protecting you against a volatile stock market, but you'll have more freedom with how you wish to store your precious metals since you won't be subject to IRS regulations. Additionally, you'll find that there are a greater selection of coins and bars to invest in since IRS-regulations don't apply.
If you are interested in purchasing gold, silver, platinum, or palladium for a personal investment, Birch Gold Group offers all of the IRA-approved coins and bars shared above. They also offer additional options including:
Gold
Silver
Request a Free Information Kit
Are you on the fence about whether investing in precious metals is the right move for you right now? Or maybe you still have a few questions about investing or setting up a Gold IRA. If so, request a copy of a free precious metals investor kit from Birch Gold.
This kit is designed to help individuals learn more about how investing in precious metals works, share more about the process of setting up a Gold IRA, and highlight the coins and bars that are available. Requesting a kit is free and does not obligate you to do any further business with Birch Gold Group, so you really have nothing to lose by requesting it.
Other Resources on the Website
Helping their customers understand the investment opportunities that are possible and increase their knowledge around precious metals is important to the Birch Gold Group. They offer numerous resources on the website to help their clients increase their knowledge. When you visit the website, hover over the 'Education' tab to see all of the resources that are available.
One resource you can view is an Interactive chart that displays the trends in the value of gold, silver, platinum, and palladium. Viewing this chart can help you identify patterns, decide when the best time to invest is, and check to see the change in the value since you made the decision to invest in precious metals.
Many individuals like to hear expert opinions about why certain investment decisions are the right idea. The Birch Gold Group has conducted numerous interviews with financial authorities such as Steve Forbes, Peter Schiff, Doug Casey, Jim Rogers, and Floyd Brown. Links to these interviews are available through the website to allow you to benefit from the financial expertise of these brilliant individuals.
Another available resource shares information on the differences between investing in physical gold and investing in paper gold such as Gold ETFs, mining stocks, or gold certificates. They also have a page dedicated to understanding the value of investing in precious metals, even though they are not always recommended by financial advisors.
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Final Verdict
If you're ready to take the first step in securing your financial future, visit Birch Gold Groups website. They can help you set up a Precious Metals IRA, rollover an existing retirement plan into a Precious Metals IRA, or invest in precious metals as a personal investment. When it comes time to retire, we think you'll be very happy with your decision to contact Birch Gold Group. Your future financial self will surely be grateful!