- 05 May 2022
- Greg Morrison
- Precious Metals
- Comments: 0
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Are you tired of watching the ups and downs of the stock market and wondering what your financial future will hold? Have you thought about diversifying your portfolio, but aren't exactly sure where to start? If so, then you'll want to take a close look at Equity Trust, also called Equity Institutional.
Good news! That is exactly what we're here today to do. So, continue reading to learn everything you'll want to know about Equity Trust and opening an alternative asset IRA.
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About Equity Institutional
Equity Trust is a custodian company that helps individuals diversify their portfolio by investing in alternative assets. With over 200,000 properties that have been bought or sold, they are seen as the leading custodian for real estate investors. However, investing in real estate isn't the only way that you can diversify your portfolio.
Equity Trust also allows individuals to add precious metals, cryptocurrencies, promissory notes, mutual funds, ETFs, stocks, and more to their tax-free or tax-deferred retirement accounts. In addition to the tax benefits of these retirement accounts, by investing in some of these alternative assets, you are less likely to be negatively impacted by inflation.
Equity Trust has a very positive reputation as one of the most trusted IRA custodian companies. They have an A+ rating from the Better Business Bureau and very high ratings from past clients across various online review websites.
Equity Trust is dedicated to helping each of their clients meet their personal investment goals. You can complete a form on the website to schedule a one-on-one meeting with one of their alternative investment counselors. During your session, you can share more about your specific situation and desires and receive targeted advice to help you achieve financial success.
We'll go into more detail about the different investment options available to you through Equity Trust in a bit. But, once you're ready to open an account, you'll find it to be quite easy. Simply open the retirement or savings account on the website, work with your representative to fund the account, then make the self-directed investments for your account. It's that easy.
Investment Freedom for Individual Investors
Individual investors who open a Self-Directed account with Equity Trust put themselves in control of their investments. Rather than many other companies that only let you invest in stocks and bonds for a retirement account, Equity Trust offers more freedom.
Here is a little more information about each of the different investment categories available to investors and why you may want to consider it.
❑ Precious Metals
Investing in precious metals, such as gold, silver, platinum, and palladium, offers you a unique opportunity to diversify your retirement account with scare and highly-sought after metals. There are fineness requirements set by the IRS to hold precious metals in an IRA (99.5% for gold, 99.9% for silver and 99.95% for platinum and palladium).
Some of the different forms of precious metals that you can add to a retirement account include gold bars and coins, silver bars and coins, platinum bars and coins, and palladium bars and coins. The American Eagle Gold and Silver coins are popular picks for investors looking to invest in coins, but there are numerous other coins from various mints around the world that meet the minimum purity requirements.
To open a Precious Metals alternative asset IRA with Equity Institutional, the first step is to open and fund your account. Then, to select the coins and bars you'd like to invest in, you'll need to work with a precious metals dealer, such as Goldco. Goldco will work with Equity Trust to use the funds from your account to purchase your metals.
❑ Real Estate/Mortgage Notes
Many people don't realize that it is possible to invest in real estate in their retirement account. There are actually many ways to benefit from real estate investment in your IRA.
You can choose to invest in a residential rental property, purchase a home, fix it up and flip it, buy commercial properties, farm land, raw land, or even mobile homes.
Investing in real estate can allow you to protect yourself against stock market volatility while benefiting from an investment avenue that historically yields greater returns than the stock market.
Once you get your Self-Directed account set up and find a property that you would like to purchase, there are a few different funding options to choose from. If you have enough money in your retirement account, you can purchase the property outright. You could also combine some personal funds along with funds from a retirement account or take out a non-recourse loan to finance a portion of the purchase. Equity Trust can help you better understand all of these choices if you have further questions.
❑ Cryptocurrency
Believe it or not, you can also diversify your retirement portfolio by investing in cryptocurrencies. The performance of cryptocurrencies is not tied to public markets, making them an appealing option for many looking to spread out their retirement funds.
A few of the different cryptocurrencies that you can choose to invest in include:
❑ Promissory Notes/Peer-to-Peer Lending
Another potential way to increase your retirement account balance is to offer promissory notes. This type of loan is offered to a business or individuals with their promise to repay the note, along with interest. The interest you charge on the note will help increase your earnings.
Some types of promissory notes that are available include:
While the interest charged on a promissory note will vary, many investors earn at least 10% interest on their notes. Promissory notes can provide you with the opportunity to invest in real estate without dealing with property management. Also, since they aren't tied to the performance of the stock market, they offer a nice way to diversify your portfolio.
When you make a loan from your retirement account, you won't need to worry about paying taxes on the interest you receive. You also are in charge of the interest rate you charge, the payment schedule for the loan, and other important loan terms.
❑ Private Equity/Entities
Private equity investing is another option to consider. This involves investing in private companies, that are not traded publicly on the stock market. Your investment provides you with a percentage of ownership or interest in the company.
Even if you're not a high-net-worth individuals, you can still take advantage of the benefits of private equity investing. There are crowdfunding platforms out there that will help you. Some different opportunities may include private LLCs, startups, corporations, limited partnerships, and public company buyouts.
Retirement Plans for Business Owners
If you are self-employed, a sole proprietor, an entrepreneur, or the owner of a business that employers fewer than 100 people, you can set up a Self-Direct plan for business owners.
The Self-Directed plans for small business owners allow individuals to add both traditional and alternative assets to their portfolios. Some of the different account types that may be available for small business owners include Solo 401(k)s, SEP IRAs, and SIMPLE IRAs.
The benefit of opening a Self-Directed retirement account for business owners is that you can reduce and defer your tax liabilities. Most business owners can contribute to both a traditional IRA along with a Self-Directed retirement account for business owners. In many cases, you can even contribute more to your Self-Directed account than is possible for traditional or Roth IRAs.
Opportunities for Alternative Investments
If you know you want to diversify your portfolio, but aren't sure how you'd like to invest your money, visit the Alternative Investment Options page on Equity Trust's website. This page will help you learn more about the various investment opportunities to help you make the right decision to match your comfort level and financial goals.
You can also request the free guide offered by Equity Trust to learn more about the different investment options and find out exactly what you'll need to do to get started.
The Right Precious Metals Provider Can Make All the Difference
If you're ready to begin investing in precious metals for a retirement account with Equity Trust, you'll also need to find the right precious metals provider to work with. While there are many different precious metals providers to choose from, there is one that truly stands out against the rest, in our opinion. That company is Goldco.
They were founded in 2006 by Trevor Gerszt. In the over 15 years following the founding of the company, many investors have come to rely on Goldco for their precious metals needs. Two names that you've probably heard of include Sean Hannity and Chuck Norris who wholeheartedly endorse Goldco.
However, if you'd rather hear it from other everyday people, such as yourself, you don't have to look far. Simply check the reviews from past customers on sites such as Google and Trustpilot. You'll quickly see that the vast majority of customers highly recommend the company and are pleased with their decision to trust Goldco with their gold and silver investment needs.
Goldco customers can choose from a vast assortment of gold and silver coins and bars, both for personal investment or to add to a Gold or Silver IRA. In fact, Equity Trust is Goldco's preferred IRA custodian, making the two companies the perfect pair when it comes to adding precious metals to a retirement account.
If you choose to work with Goldco to purchase the bullion for your IRA, then you can also take advantage of the amazing promotion they are running. You can earn 10% back in free silver when you purchase precious metals for a retirement account. We don't know if you've looked around at any other company's promotions yet, but you won't find anything comparable to this.
As you can see, they are the clear winner when you're looking for the best precious metals investment company to work with to fund your Precious Metals IRA with Equity Trust.
Final Thoughts
Equity Trust can help you open an alternative asset Self-Directed IRA, such as a Gold or Silver IRA. The company's exceptional reputation along with their A+ rating from the BBB make them a smart choice. And, if you're looking to add precious metals to that new IRA, look no further than Goldco. Goldco and Equity Trust truly are a winning combination.
Father, Husband, Investor, Entrepreneur.