Even Financial Review

You are most likely excited when you redecorate your home or plan an amazing vacation. Unfortunately, finding the ideal personal loan is not something you want to spend a lot of your valuable time researching.

Spending time on research can be both frustrating and aggravating. Even though you know exactly what you are searching for, it can take weeks or even months to find. The good news is Even Financial is the ideal company for a lot of people.

Even Financial

Even Financial Review

Even Financial is available on the loan marketplace. The company dramatically decreases the amount of time you would normally spend researching the available options for a personal loan.

The company matches borrowers to the reputable and safe lenders on its network quickly. All you need to do is get online, visit their official website and complete an easy and simple form for a loan application.

You will then learn exactly what you are qualified to receive while making comparisons between the lenders in the same place. This eliminates the need to spend time visiting numerous websites while filling out form after form.

Even Financial was founded in 2015, with the company headquarters located in New York. The service is free and the company works with a wide range of trustworthy and reputable lending partners including:

  • Best Egg
  • Prosper
  • Lending Club
  • Upgrade

Even Financial offers you a lot more than personal loans. The company helps borrowers locate additional financial products including savings accounts and credit cards. As a borrower, you will be directly matched with lenders within the network.

The Even Financial network includes more than 17 lenders and affiliates. The available loans are $1,000 and $100,000. Instead of spending the time necessary to shop around to find the best loan rates and terms, the work is done on your behalf.

Once you have submitted one simple application online, you receive a listing of loan offers. The best part is it takes 30 seconds or less. The application process is easy and you are able to take care of everything online.

In addition to applying for a personal loan, the mobile app from Even Financial also helps you to monitor your bills, manage your finances and offers different ways to pay back your loans.

The requirements are dependent on the specific lender. In order to apply, you should have either permanent residency or be an American citizen and be a minimum of 18 years of age.

If you have a low credit score, you can even find certain loan services offering options. We want you to be aware, Even Financial does not place much focus on any loan if your credit score is not at least 580.

Loan Process and Terms

Even Financial Review

The online application from Even Financial is just one page and very simple. As a prospective borrower, you will need to complete all of the required information including:

  • Name
  • Level of education
  • Date of birth
  • Loan amount
  • Credit score

You will also be asked if you own your home or if you are renting for the purpose of receiving a loan through your application. Once your application is submitted, you will receive a listing of loan offers. You can use your options to look around.

This enables you to find the best loan repayment terms and rates suitable for your budget and specific needs. You need to know until your loan is finalized, the offers you receive can change. This remains true if you are prequalified.

The company enables you to receive a loan from $1,000 to $100,000. Certain factors will affect your loan terms including your income, employment and credit score. Your ARP for a personal loan varies between 3.84 percent and 35.99 percent.

As a customer, you can choose your preferred period for repayment beginning at 24 months and ending with 84 months. You can compare terms and rates easily on the website prior to finalizing your loan.

Eligibility Requirements and Application Process Steps

Even Financial Review

With Even Financial, nearly anyone can apply to receive a personal loan. Due to the fairness of the criteria and eligibility requirements, the service can be accessed by the majority of adults in the United States.

There are no requirements for your length of credit or minimum income. All you need to do to proceed is meet the other credit requirements of the company regarding your minimum credit score, citizenship and age. The requirements include:

  • You must be a minimum of 18 years of age.
  • The minimum acceptable credit score is 550.
  • You must be a permanent resident or a United States citizen.
  • There is no minimum regarding your length of credit history.
  • There is no minimum income.

Finding the ideal personal loan through Even Financial is extremely easy. If you read about the other services available or some of the reviews for Even Financial, you will consistently see customers discussing the easy application.

All you need to do to understand what we mean is read a couple of reviews. To receive your listing for personal loans, simply follow the steps below.

➡️ Step 1

Go to the official website to find the personal loan finder.

➡️ Step 2

Enter the amount of the loan you are applying for. You can choose any amount between $1,000 and $100,000.

➡️ Step 3

You now need to explain the reason you are applying for a loan. Your options include:

  • Home improvement
  • Auto
  • Business
  • Credit card refinance
  • Medical
  • Baby
  • Moving or relocation
  • Debt consolidation
  • Green loan
  • Dental
  • Student
  • Vacations
  • Household expenses
  • Large purchase
  • Boat
  • Taxes

➡️ Step 4

Enter a rough credit rating. If your credit is non-existent or limited, choose the appropriate option.

➡️ Step 5

Enter an email address.

➡️ Step 6

Enter a date of birth.

➡️ Step 7

Enter if you own or rent, then whether you own your home outright or have a mortgage.

➡️ Step 8

Enter your highest education level.

➡️ Step 9

Enter your complete address including city, state and zip code.

➡️ Step 10

Enter a phone number.

➡️ Step 11

Enter whether you are employed, self-employed, unemployed, retired or active military.

➡️ Step 12

Enter your yearly income in United States dollars and whether you are paid monthly, bi-monthly, bi-weekly or weekly.

➡️ Step 13

Enter your Social Security number.

➡️ Step 14

You must then accept the Ever Financial terms and conditions. Within 30 seconds, you will begin receiving offers. You will be redirected to the most suitable loan offer according to the information you entered and receive preapprovals.

The loan application process is as simple as possible. You can complete the application process in less than one minute provided you have all of your information available. Make certain you have your bank records and SSN available.

Customer Support

You can receive support through a variety of options including:

  • Phone
  • Online contact form
  • Post
  • Email

Once you have completed the form, you will be contacted by the service staff through either email or phone. Even Financial will be starting a newsletter soon to enable you to receive updates.

You can remain current or contact the company through their pages on Facebook, LinkedIn and Twitter.

Pros and Cons of Even Financial


  • Focuses on a wide range of credit scores.
  • The application form for pre-approval only requires a soft credit check. Your credit score will not be harmed.
  • You can be approved for a solid personal loan whether you are interested in a small or large loan.
  • You can contact a representative quickly and easily on your phone.
  • You can complete the application form in just one to two minutes.
  • The repayment terms for the lenders are a maximum of seven years. This is as good if not better than the other similar lenders.
  • You will be connected quickly to the lender you have been pre-approved for with the details of your loan offer displayed so you can make a rate comparison.


  • You need to review the offer from each lender carefully since each lender offers different terms according to your approval results.
  • The personal loan quotes you receive are only for third-party lenders. This does not include banks or credit unions that may offer you better terms and rates.
  • Although Even Financial states you can receive your funds as soon as the next business day, your time frame is dependent on the lender.

Privacy and Security

As an online loan marketplace, Even Financial is reputable and partners with only trusted lenders. Your data remains safe due to 256-bit encryption used for securing personal information.

In the event of a security breach, Even Financial will notify you with either an email or post a notice. Although your data will not be sold, the company may share it with related third parties or business partners with no notification.

Essentially, the company is a digital marketplace connecting borrowers to its lender network. You may also need to complete an application with the specific lender as well. We recommend reading the lender's privacy policy carefully.

Who Should Apply with Even Financial?

Even Financial Review

Even Financial assists borrowers by connecting them to a variety of financial products through reputable online lenders such as savings accounts and credit cards. The strength of the company is the connections regarding personal loans.

Whether you are interested in a small or large loan, the company offers a good range of loans you can use for almost anything such as medical bills, a vacation or a wedding.

We feel one of the best advantages of the free service is you do not have a credit score minimum. This makes the company appealing for an extremely wide credit score range.

You can apply for a personal loan easily and find out if you are preapproved in just minutes. Your APR rate is dependent on your personal profile including your credit score, income and debt-to-income ratio.

Ratings and Reviews

Even Financial Review

When we researched Even Financial, we discovered a lot of the reviews were positive. Many of the reviews talked about how great the service is and the simplicity of the application process.

Despite the positive reviews, there were a couple of people unsatisfied with customer service. We do not believe this is important due to the large number of reviews stating the exact opposite. Even Financial also has a good rating on Trustpilot.

The next site we checked was the Better Business Bureau. Even Financial was awarded an A+ rating and is BBB accredited. Overall, we were impressed with the company ratings and reviews.

Event Financial FAQs

Q: Can I use Event Financial for refinancing a personal loan?

A: Yes, the platform for Event Financial has been designed to search for new loans and unsecured personal loans from a variety of direct online lenders. You can use the funds you receive for paying off your existing personal loan.

Q: How does Even Financial determine my interest rates?

A: The interest rates you are offered vary and depend on the specific lender. You can decrease the amount you pay each month while improving your financial situation by selecting a loan offering a better interest rate.

Q: Can I receive a personal loan online or do I need to visit a physical location?

A: Since Even Financial is a part of the digital era, you do not need to stop by any physical location. Your complete application process with the company takes place online for both personal loan and unsecured loan providers.

You have the ability to connect with your loan providers and apply using either your telephone or online.

Q: Can I use my personal loan for anything I want?

A: Your personal loan can be used for a variety of reasons such as preparing for the birth of a baby, taking a fantastic vacation or funding a college education. The choice is yours. By making your payments on time you can also improve your credit.

If you are interested in debt consolidation, Even Financial has an option for that as well so you can take care of everything in one place.

Q: Is Even Financial safe?

A: Yes, you can use the services safely. If you are concerned about the safety of your data, it remains protected because the company uses 256-bit encryption technology.

Q: Is Even Financial a legitimate company?

A: Yes, the company is legitimate and reputable and offers services including loans. Take the time to read some reviews and you will discover the company has helped a lot of people obtain personal loans.

Q: Who is Even Financial best suited for?

A: The reason the company has such a high rating is that when you use the platform to secure a personal loan, you decide how to use the funds. Using the platform is simple and easy and great if you require a fast preapproval or do not have much time.

Q: Does Even Financial have a rating with the Better Business Bureau?

A: Yes, in addition to receiving an A+ rating, the company is BBB accredited.

Q: How can Even Financial customer service be reached?

A: You can contact customer support for any questions you may have by calling (800) 410-1488 or sending an email to help@evenfinancial.com. In most instances, you will receive an answer within 24 to 48 hours.

Final Word

Even Financial eliminates the time-consuming process of searching for a personal loan by offering a free marketplace of reputable and vetted lenders. This enables you to compare terms and rates quickly.

The service is easy and safe to use with less than two minutes necessary to complete your online application. Although quotes from credit unions and banks are not included, you will receive competitive terms and rates from the trusted lenders.

The loan process is both efficient and fast. If you are interested in receiving personal loan offers quickly and easily, Even Financial is an excellent option. The company offers a lot of benefits including:

  • Fair criteria for personal loans.
  • High-quality lender pool.
  • Extremely quick application process.
  • Incredibly positive Better Business Bureau reviews and rating.
  • Seal of approval from the Online Lenders Alliance.

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